usually means credit and deposit items or plans that facilitate a lending or depository connection in between the financial institution and shoppers, small firms, or small farms.
(6) A map of each and every facility-based mostly evaluation location and, as relevant, Every retail lending assessment place showing the boundaries of the world and pinpointing the census tracts contained in the area, either over the map or within a independent listing; and
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
If your Board receives a public remark prior to the close day of a bank's CRA assessment, the general public comment will be considered in reference to that CRA examination.
(v) To amass possession or control of shares or all or substantially each of the assets of the personal savings association, to result in a financial savings Affiliation to become a subsidiary of the cost savings and loan Keeping organization, or to merge or consolidate a savings and loan holding enterprise with almost every other cost savings and loan Keeping business in a very transaction that requires approval underneath segment 10 of the house Entrepreneurs' Loan Act (12 U.S.C. 1467a).
In considering CRA general performance in an software described in paragraph (a) of the section, the Board can take under consideration any views expressed by intrigued functions which are submitted in accordance Along with the Board's Guidelines of Treatment established forth in twelve CFR component 262.
The Board's thing to consider from the branch distribution metrics is informed by the following benchmarks:
(ii) Any county inside of a nonmetropolitan spot in which the financial institution didn't originate or obtain any shut-finish household mortgage loan loans, small small business loans, small farm loans, or car loans if auto loans are a product line to the lender.
(e) Facts on Neighborhood development loans and Local community improvement investments by a consortium or simply a third party.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
Loans, investments, and expert services that assistance modest enterprises or compact farms in accordance with here how small corporations and smaller farms are outlined from the applicable program, program, or initiative, but excluding loans by a bank on to little enterprises or tiny farms (possibly as described inside a governing administration prepare, plan, or initiative or in § 228.
) The volume of checking and savings accounts opened digitally and thru other shipping and delivery methods by census tract money degree for every calendar yr; and
(1) All composed comments acquired from the public for The present calendar year (updated on the quarterly foundation for that prior quarter by March 31, June thirty, September thirty, and December 31) and each of the prior two calendar decades that especially relate on the bank's general performance in helping to satisfy community credit history requirements, and any response on the comments from the bank, if neither the remarks nor the responses consist of statements that mirror adversely on The nice name or status of any individuals besides the bank or publication of which would violate certain provisions of legislation;
The Board considers the weighted typical from the efficiency scores equivalent to the bank's Group Progress Financing Check conclusions for its facility-primarily based evaluation regions inside the multistate MSA, calculated pursuant to section IV of appendix B to this section.